Loan Scams:
wilmerfinancialgroup.com,
Wilmer Financial Group
Did you look for a loan from Wilmer Financial Group at wilmerfinancialgroup.com?
Did they offer you a debt consolidation
loan, student loan, mortgage, small business loans or a great credit card rate?
The rate is incredibly low, they say they need very little documentation and can
get you money fast? It
is probably a scam. The offer and their websites may
even look real, except they will
quickly ask you for personal financial information, social security
number, bank account numbers, in addition to your name, address, phone numbers, etc.
Also see this page on
Scholarship, Student Loan and Financial Aid scams!
Actual scam email (One example - the scammers constantly change
names, dates and addresses!):
I have been looking for a lending company to give me a
loan. I came across a website searching the internet and found
wilmerfinancialgroup.com. They said I could have a $10k loan if I was to pay 4
payments in advance. The loan documents that I received listed an address that
I checked out. The USPS did not recognize the address as deliverable, and when
I googled the address and used the satelite imaging of the address given, it was
an empty lot - and I mean just a dirt area. When I emailed the loan agent about
my concerns over not being able to find the company on the internet and the fact
that I googled the listed address and not even a building existed where the
address was listed I never heard back from via email, but he sure called me
plenty of times on my phone that I never answered. He said I was elligble for a
$10K loan if I gave them 4 payments upfront after a $950.00 payment via wire
transfer that I was to make at a local Walmart. During conversations with the
fake loan officer, I was informed that they were in Nevada; but when I asked him
what local time he had, he could not tell me. I am in Michigan. Wilmer
Financial Group is a fraud. And I am so glad that I had the forethought, even
in my desperation to get a loan, to check them out. I just want to warn others
that this company does not exist with the BBB of Nevada, Dunn & Bradstreet, and
when you search them, you cannot find anything on them!! The number listed is
answered by a Genie answering system and when you select any other ext other
than the one listed by Michael Goldberg, you get a response saying "that
extension does not exist." I just want to warn others!!
Addition information
We searched in Google for both "Wilmer Financial Group" and "wilmerfinancialgroup.com".
There were no related results for either searc. That alone should send up
a warning flare!
We visited the website at wilmerfinancialgroup.com. Here is what we saw:
Notice the very generic information; the absence of phone numbers, email
address, physical address, etc. The contact us link simply goes to contact
form that merely asks for name, email address and comments. This is
obviously not the website of any competent company. Now, we ask ourselves,
is it a scam.
Given the report from the victim, there's only one more thing to check, a
whois report on the domain:
Registration Service Provided By: ROSEPARK TELECOM INC.
Contact: +000.0000000
Domain Name: WILMERFINANCIALGROUP.COM
Registrant:
PrivacyProtect.org
Domain Admin (contact@privacyprotect.org)
P.O. Box 97
All Postal Mails Rejected, visit Privacyprotect.org
Moergestel
null,5066 ZH
NL
Tel. +45.36946676
Creation Date: 25-Mar-2008
Expiration Date: 25-Mar-2009
Domain servers in listed order:
rosepark.mars.orderbox-dns.com
rosepark.earth.orderbox-dns.com
rosepark.venus.orderbox-dns.com
rosepark.mercury.orderbox-dns.com
Administrative Contact:
PrivacyProtect.org
Domain Admin (contact@privacyprotect.org)
P.O. Box 97
All Postal Mails Rejected, visit Privacyprotect.org
Moergestel
null,5066 ZH
NL
Tel. +45.36946676
Given our past experience, several things jump out at us: a private domain
used to hide the owners name and address (this is not customary nor appropriate
for a for profit public business) and the registration in the Netherlands is
commonly used by scammers.
Conclusion.
This is a SCAM. It
appears as though the are violating a number of federal US laws. We will
ask the victim to make a report with the FBI for prosecution.
What to do
We advised him to file a police report, call the FBI and
file a complaint with the state attorney general and the Better Business Bureau.
No legitimate loan business would use a Western Union wire
for this type of transaction. Since it appears as though a crime has been
committed, you should start by filing a report with your local police. They may
direct you to the FBI. If you want to simultaneously contact the FBI, here is
how to find the local FBI office:
http://www.consumerfraudreporting.org/FBI_LocalOffices.php
.
If you paid any money via credit card, contact your credit
card company immediately and ask to dispute the charges (generally they must be
within 60 days). If you paid by Western Union or Money Gram, it is almost
impossible to recover the money.
If the company that defrauded you is located in the United
States or Canada, file a complaint with the
www.BetterBusinessBureau.org ; they are pretty effective at getting refunds
from legiitimate companies (obvious not successful with criminal scammers).
And finally, you can contact your state attorneys general
office to notify them to the scam. See this page:
http://www.consumerfraudreporting.org/stateattorneygenerallist.php
How do loan scams work?
The scammer sends you an email or letter, or you respond to
an advertisement on tv, radio, newspaper, magazine or online. The ad often
uses the names of large, reputable and well-recognized lenders. To respond to
the advertisement, victims are directed to call a "third-party consultant" who
solicits application information including social security numbers. During this
telephone call, the "loan" is always approved.
The "third-party consultant" then faxes a loan package to the victim, or
directs the victim to a website to enter the information. The
package includes a request for bank account information.
Finally, victims must wire a required advance payment or a deposit through Western
Union or Money Gram to the consultant. The victim never obtains a
loan, and the scammer disappears with the application fees and down payments.
See this page for much more
information about this type of scam.
How to report a loan scam
Loan Scam names
Other related information
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