Miscellaneous Scam Money Transfers
Example - Pay Day Loan / United Federal Bank Scams,
Jerry Louise, Kevin Anderson

Did you receive an phone call from "Jerry Louise" and "Kevin Anderson" at United Federal Bank saying you owe money on a Pay Day loan, but you never took out a pay day loan? These scammers ( and those are certainly not their real names) will try to pressure or threaten you into sending them money via MoneyGram or Western Union (because these are untraceable and irretrievable methods of transferring money).

Some phone numbers associated with this scam (as of February 2008) are/were:

Other names used are:

See the description provided by a victim below and them read what to do if this happens to you!

No debt collector has the legal authority to have anyone arrested for anything. These are criminals calling you to steal your money by gaining access to your bank account and credit card numbers.  Unlike other scammers, these are playing on your fear rather than your greed or sympathy. See these sample cease-and-desist letter that Clark Howard (a national consumer advocate) suggests you send to the debt collector.


Scam description:

Today I received a phone call from someone who claimed that the United Federal Bank is pressing legal charges against me because of a Pay Day Loan I took out in 2005. I never took a loan out in my life so I know that I don't owe anybody anything. The person, named Jerry Louise, said that I owed $600 and that I need to pay them using MONEYGRAM.

When I asked what would happen if I don't pay, he rudely said, "you know very well what would happen." He had a very thick accent for his name. Jerry Louise and Kevin Anderson are American names, but they both had very heavy Indian or Iranian accents. I would really appreciate if you could help me in this matter. I am 99% sure that this is a scam. If so, they should be stopped and people should be warned.


Another Example, Late February 2008:

I think I have been part of a scam.  I have been getting calls at my job from someone saying I am part of a legal investingation.  I finally talk with this foreign man and he told me that I was part of a legal investigation and they were going to send someone to my place of residence or employment to arrest me because I had not payed back a payday loan.  They knew my social security number and everthing.  They asked me if I wanted to settle it out of court and I told them yes.  So they told me that I would have to pay $500 down and I told them I didn't have $500, but I could pay $250.oo.  He said okay and told me to call him back when I got a money gram.  We kept talking back and forward, but I finally got the money gram and set them the $250.  He called me again but with another name on 2/21.  He told me I would have to have $300 in by the 29th of February or they would send my the $250 back and proceed with the court fees and I would be arrested.  I asked him to send me something saying I had payed the $250 and he told me that he could only send that after the balance of $1100.00 had been paid.  I told him that I felt like this was a scam and he told me that I was on recorded lines and it was not a scam.  We argued back and forth for a while and he told me to call him on the 29th and let him know if I had the money.  I told him that I was willing to pay $100 a month until I got it paid.  He first told me that the bank only would accept $500 then he said the bank would only accept $300.  I then knew something was wrong.  Whe I looked them up on the internet "United Federal Bank", the first thing to come up was stories about how they scammed people.  Please let me know what I need to do in this matter


We advised the victim to immediately contact the police and her state attorney general's office. If this happens to you,

  1. Contact your state attorney general - see this page for the contact information.
  2. Report them to the FBI here.
  3. File a complaint online with the Federal Trade Commission
  4. See these websites for more information about how to protect yourself from debt collection scammers:
    National Association of Consumer Advocates
    My Fair Debt
    Consumer Credit Advocate Bud Hibbs
    Clark Howard.com - Clark has additional resources; he says: "Collection agencies should never threaten or torment you; it's against the law. I provide a "Drop Dead" letter below that you should send if a collector is harrassing you. Learn more about your rights here.

    Consumer Counsel Group
    Lawyers: Warren & Vullings, LLP
     

And let us know about it!


Click on the links below to see related accounts of this same scam on these websites:

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Copyright CFR 2005, 2006, 2007, 2008, 2009, 2010  - Definition of scam, fraud, etc.Legal disclaimer / corrections / complaints  -  Privacy Policy
Names used by scammers in the examples on this page and others often belong to real people and businesses who often have no knowledge of nor connection to the scammer's use of their name and information.  Sample scam emails and other documents are copies of the scam to help potential victims recognize and avoid it.  You should presume that any names used and presented here in a scam are either fictitious or used without their legitimate owner's permission.
Email us at:

 

 


Copyright CFR 2005, 2006, 2007, 2008, 2009, 2010  - Definition of scam, fraud, etc.Legal disclaimer / corrections / complaints  -  Privacy Policy
Names used by scammers in the examples on this page and others often belong to real people and businesses who often have no knowledge of nor connection to the scammer's use of their name and information.  Sample scam emails and other documents are copies of the scam to help potential victims recognize and avoid it.  You should presume that any names used and presented here in a scam are either fictitious or used without their legitimate owner's permission.
Email us at:

 

 


Copyright CFR 2005, 2006, 2007, 2008, 2009, 2010  - Definition of scam, fraud, etc.Legal disclaimer / corrections / complaints  -  Privacy Policy
Names used by scammers in the examples on this page and others often belong to real people and businesses who often have no knowledge of nor connection to the scammer's use of their name and information.  Sample scam emails and other documents are copies of the scam to help potential victims recognize and avoid it.  You should presume that any names used and presented here in a scam are either fictitious or used without their legitimate owner's permission.
Email us at:

 

 


Copyright CFR 2005, 2006, 2007, 2008, 2009, 2010  - Definition of scam, fraud, etc.Legal disclaimer / corrections / complaints  -  Privacy Policy
Names used by scammers in the examples on this page and others often belong to real people and businesses who often have no knowledge of nor connection to the scammer's use of their name and information.  Sample scam emails and other documents are copies of the scam to help potential victims recognize and avoid it.  You should presume that any names used and presented here in a scam are either fictitious or used without their legitimate owner's permission.
Email us at: